Eight states require insurance plans to cover in-vitro fertilization (IVF). Costly decision? Well, maybe not. Couples who pay per cycle (about $10,000) demand implantation of multiple embryos with each cycle, in order to lower total costs. While this may lesson the number of cycles necessary for a successful pregnancy, it also means more twins, triplets, etc., And that means millions more spent in neonatal intensive care units. The average cost of triplets is $300,000. These eight states have significantly fewer IVF multiple births.
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